Hi Denise,
Thank you again for your easy to understand solution to my SEP IRA problem! All is turning out just fine. YOU WERE INVALUABLE!!!

K.M. Fresno California

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Last year I had a prospect that had an unusual question about a Roth conversion and re-characterization. I did not know the exact answer and I was in a time crunch.

I contacted Denise Appleby via email and she responded very quickly with the answer.

This saved me a lot of time researching the answer but more importantly Denise Appleby helped me gain a new client that eventually moved over half a million dollars in AUM and insurance products to our firm.

Denise Appleby is one of the premiere advisor resources in the IRA industry.

Steven G Johnson, Director Retirement Solutions Group, Inc.
www.RetirementUpdate.com

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Please see article by Natalie Choate Esq. Distributions and "Undistributions"

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Denise,

Thanks for your help! I was getting mixed signals from other “professionals” when I remembered to contact you. You have a way of explaining that is clear, concise, and easy for me to understand. I won’t forget where the REAL source of the facts are in the future!!

Thanks again,

Randy G

Monroe, LA