Critical 2021 Year-End Planning for IRAs and Employer Plans

An Appleby Members-Only Event

Appleby’s Critical 2021 Year-End Planning for IRAs and Employer Plans

Key Tax-Efficient Strategies Every Advisor Must Know

Overview

Transactions for IRAs and employer plan accounts are usually year-driven. As a result, certain transactions must be completed by the end of a year for them to be counted for that year. In some cases, these transactions are mandatory and failing to complete them by the end of the year will result in IRS assessed penalties, or missed opportunities for implementing tax-efficient strategies.

Advisors must know which transactions are required to be completed by year end and the steps that must be taken to help ensure that the transactions are completed timely and accurately.

how you can help clients make key tax-efficient year-end planning moves for their retirement accounts for 2021 and 2022

Major Topics

• Required minimum distributions for 2021
• Key Roth conversion rules for 2021
• When a backdoor Roth Contribution counts for 2021
• Substantially equally periodic payments
• Tax implications for cross-year rollovers
• Ensuring a distribution qualifies for long-term capital gains treatment