Technical Consultation


Appleby Retirement Consulting Inc. provides technical consultation services on traditional IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, 403(b) plans and defined contribution plans- including 401(k) plans, Solo-k/individual-K plans, profit sharing plans and  money purchase pension plans.

Areas on which consultations services are provided include explanations of the rules and regulations that govern the aforementioned accounts. This includes rules that apply to:

  • Contributions  and distributions (including In-service withdrawals, NUA, beneficiary distribution options and required minimum distributions)
  • Rollover and transfers, and divorce ,
  • Roth conversions, rollovers & recharacterizations(not including Roth Conversion analyses*),
  • Correcting mistakes
  • Calculation of earnings on excess IRA contribution and recharacterization amounts, and
  • Required Minimum Distribution Calculations

We can also help you to determine retirement (employer) plan suitability for small business owners, and reviewing plan documents to determine features and provisions.

Our expertise does not include the funding and design of defined benefit plans.

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Consultation Fees

Please contact us to discuss fee related matters

No Tax, Legal or Other Advice

Appleby Retirement Consulting understands that questions of a legal, tax, or investment-advice nature should be referred to the appropriate professional. As such, we do not offer tax, legal, or investment advice. Information provided by Appleby Retirement Consulting is for informational and educational purposes only. Should we determine that your question is outside our area of expertise or outside the scope of services that we provide, and should be referred to another party such as a tax professional or attorney, you will not be charged for our services.

 



How Responses are Handled
Our policy is to provide all responses in writing. Written responses are sent to the e-mail address provided in your request. If you prefer not to have responses sent to you in writing, please so indicate in your request.Where possible, we will include cite(s) that supports our position. If we need additional information in order to ensure that you receive a complete and accurate response to your question, we will schedule a conference call with you before we provide you with a written response.

Consulting Options

We offer hourly consultations and annual retainerships. Our retainership packages include the following three options:

  • Annual Retainer : Option 1 : This covers unlimited email consultations. If telephone consultations are required, additional fees are negotiated when consult is requested.
      • You will also receive periodic updates on topical issues, including access to webinars

 

  • Annual Retainer : Option 2: This covers up to 20 telephone consultations and unlimited email consultations.

You will also receive:

      • A set of the following Appleby Quick Reference guides.
      • Roth IRA Distribution
      • IRA Beneficiary Options
      • Traditional IRA Deductibility
      • Roth IRA vs. Traditional IRA
      • Periodic updates on topical issues, including access to webinars
      • 25 complimentary copies of any of our client brochures. Non-personalized
  • Annual retainer- Option 3: This covers unlimited telephone and email consultations.

You will also receive:

  • Everything in Option 1  & 2
  • 25 copies of any one of our client-brochures. These can be branded with your business information
  • Access to a secure database of marketing & educational resources and tools, including copies of IRS rulings, PowerPoint Presentations, sample client letters, and sample letters that can be sent to employers.