Technical Consultation


Appleby Retirement Consulting Inc. provides technical consultation services on traditional IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, 403(b) plans and defined contribution plans- including 401(k) plans, Solo-k/individual-K plans, profit sharing plans and  money purchase pension plans.

Areas on which consultations services are provided include explanations of the rules and regulations that govern the aforementioned accounts. This includes rules that apply to:

 

  • Contributions  and distributions (including In-service withdrawals, NUA, beneficiary distribution options and required minimum distributions)
  • Rollover and transfers, and divorce ,
  • Roth conversions, rollovers & recharacterizations(not including Roth Conversion analyses*),
  • Correcting mistakes
  • Calculation of earnings on excess IRA contribution and recharacterization amounts, and
  • Required Minimum Distribution Calculations

 

We can also help you to determine retirement (employer) plan suitability for small business owners, and reviewing plan documents to determine features and provisions.

Our expertise does not include the funding and design of defined benefit plans.

Hire us on an annual retainer basis or book an hourly consultation

Contact us by email or call us at 888-524-3120

 

How Responses are Handled
Our policy is to provide all responses in writing, in addition to any telephone conversations. Written responses are sent to the e-mail address provided in your request. If you prefer not to have responses sent to you in writing, please so indicate in your request. Where possible, we will include cite(s) that supports our position. If we need additional information in order to ensure that you receive a complete and accurate response to your question, we will schedule a conference call with you before we provide you with a written response.

Consulting Options

We offer hourly consultations and annual retainerships. Our retainership packages include the following options:

  • Annual Retainer : Option 1 : This covers unlimited email consultations. If telephone consultations are required, additional fees are negotiated when consult is requested.
      • You will also receive periodic updates on topical issues, including access to webinars

 

  • Annual Retainer : Option 2: This covers telephone consultations and email consultations.
 

No Tax, Legal or Other Advice

Appleby Retirement Consulting understands that questions of a legal, tax, or investment-advice nature should be referred to the appropriate professional. As such, we do not offer tax, legal, or investment advice. Information provided by Appleby Retirement Consulting is for informational and educational purposes only. Should we determine that your question is outside our area of expertise or outside the scope of services that we provide, and should be referred to another party such as a tax professional or attorney, you will not be charged for our services.